Commercial Insurance

Our goal is to be the clients’ business planning partner, as it pertains to their health and wealth on all matters insurance related. Whether your business is large or small, you will find our agents and insurance programs the best in the industry. Our responsive, knowledgeable agents’ marching orders are to work the market place and provide the best possible rates, with the broadest coverage. First, we conduct a thorough review of your business portfolio and identify all potential risks of hazards within your particular occupation. Then, based on our discoveries, we develop a risk management plan to minimize or eliminate the exposures.

Employee/Group Benefits

Today’s businesses face the dual challenge of reducing the impact of benefit costs on their bottom line and providing employees with valuable health-care benefits. We are dedicated to providing its clients and their employees with the most cost effective, comprehensive health-care plans available on the market today. Our goal is to ensure that your company’s benefit program supports and helps drive your corporate goals. We know one size does not fit all. Your benefits program must be as unique and individual as the culture of your organization. Our comprehensive team approach to consulting, designing, funding, implementing and servicing your company’s program means we’re there for you from start to finish. We help you find the right providers, products and services to meet your employee relations, administration and cost control needs.

Personal Insurance

Our goal is to make sure our clients are protected adequately for all of their personal insurance. Not only can we offer a no-obligation review of coverage’s, we will also make sure your home has enough coverage to rebuild & your auto liability limits are sufficient, but we can suggest the all important & cost effective Umbrella liability policy to further protect your assets. Our experience in evaluating your needs and combining your home and auto with the same carrier, can offer multi-policy discounts up to 40%. Let us give you competitive pricing and professional service for all your personal insurance needs.

Value Added Services

We offer our clients a variety of additional benefits to the insuring purchasing process. Included with our clients insurance package is the Accident & Loss Prevention Services, dedicated third party workers compensation claims review professional. All clients also have access to in-house employee handbook and safety manual preparation.

Executive Risk

In today’s society, there are many risks unique to businesses that require specific coverage. Executive Risk includes insurance coverage such as Directors and Officers, Employment Practices Liability Insurance (EPLI ), Professional Liability Insurance (E&O) and Fidelity/Crime Insurance.